There are many reasons why you should hire a worker’s compensation lawyer when you get injured while on duty. Even a minor injury could lead to a long-term disability impacting your quality of life. Hiring an attorney can be helpful in getting the compensation you deserve.
Having someone to guide you throughout the process of filing a claim is a big deal. But what is worker’s compensation? It’s a mandated system that pays financial benefits to employees who become injured or disabled during their course work. It’s a type of insurance that provides compensation for the injuries or disabilities sustained due to their job.
Here are five reasons why you should hire a worker’s compensation lawyer after an injury:
1. Experience And Guidance
Filing for a claim can be confusing, especially if you’ve never done it before. Your insurance claim could be weakened if steps are not followed correctly. With a lawyer guiding you through the process, you’d have a much better chance of getting your claim approved. They’re familiar with the things needed to be done to file a claim.
There are strict guidelines governing worker’s compensation. Hiring a professional can ensure you’re complying with all the rules and requirements for filing a claim. You’ll know the proper steps and requirements when filing compensation claims, such as work comp benefits for hearing loss.
Employees who suspect hearing damage or loss should seek help from an otolaryngologist (ENT) for assessment. The worker will undergo a series of hearing tests to measure the sensitivity and range of the patient’s hearing issue. After that, the doctor will release the results. Next, proceed with the next step in filing the claim with the help of your lawyer.
2. Seek The Right Assistance
Some insurance claims are denied, and some are not. Filing for a worker’s compensation claim isn’t easy, after all. That’s why you’d need the help of a reputable attorney to increase your chances of getting your claim approved. A professional can build a powerful case to support your claim.
Here are some of the reasons why a claim is denied:
- Failure to file the claim within the given deadline
- Incomplete medical records to prove your injury is work-related
- Pre-existing injuries
If you suffered an injury at work, report it right away. Failure to do so can weaken your claim. Make sure to seek immediate medical help after the work-related accident. That way, you can have the necessary supporting evidence. And if you have a pre-existing injury, get proof from your doctor proving that the injuries are new or made worse by the accident.
3. Protect Your Rights
There are cases that an employer will retaliate against you. After filing a compensation claim, they can reduce your pay, or worse, fire you. Talk to your lawyer to ensure that your legal rights are protected. If your employer knows you have a representative, they’ll be less likely to retaliate.
An example of this is indirect retaliation from your employer. Your manager could compel you to get back to work even if you’re not yet fit to perform your duty. Your every action at work could also be constantly monitored. The manager could be waiting for you to do something wrong, so they’d have a reason to fire you.
4. Negotiate Settlement Agreements
Negotiating settlements can be stressful without the help of an attorney. These professionals can take care of the crucial details, such as estimating your potential compensation. The total amount of benefit you can receive will be based on several factors, including:
- Past hospital bills and expenses for future treatments
- Limitations of the things you can do after sustaining injuries
- Potential loss of future earnings caused by lost salaries
- Penalties for the late payments your employer owes you for wage loss due to disability
- Legal fees
A worker’s compensation claim is usually accepted, but some could be denied. There are reasons why insurers are rejecting these claims. One reason is not reporting the incident right after it happened. Some employees were fired even they got the chance to file a claim.
Having an attorney to help through this process, especially for unjust and unfair treatment of employees, can make a difference. These professionals are also there to negotiate your settlement agreements which can be a big advantage.
5. Give Insights About Other Benefits
Some people aren’t entirely familiar with how filing an insurance claim goes. They may qualify with other benefits without them even knowing. Workers’ compensation lawyers will help these workers explore other benefits, such as long-term disability and Social Security benefits.
Experienced workers’ compensation attorneys are there to guide you along the process. With professionals like these representing you, you can have the best help possible. They’ll protect your rights if your employer decides to retaliate against you. They’ll negotiate settlement agreements for you. They can also give information on other benefits that you may be entitled to receive.
Filing a worker’s compensation claim can cause more stress on top of what you’re already going through. It’s a frustrating and tiring process, and that’s why you need the help of an attorney who can guide you through the ordeal