I have played many sports throughout the years, some I found more challenging than others. One thing I have come to know, is that if you don’t know the rules of the game, it’s almost impossible to win.  So how does this relate to money and finance? You see, most people are uneducated when it comes to saving money, how debt works and how to get out of it, how to properly protect themselves from financial disaster, not to mention many other financial areas. I get it, you don’t want to talk about it, you don’t understand it, so it’s much easier to ignore the topic. However, what if you understood the rules of the game and the proper “equipment” that you should use to win, don’t you think you’d be a little bit better off?

In my opinion people carry too much stress these days. Society is so fast paced, people are overworked and underpaid, and not understanding ones finances just adds to the pile. I have been in the financial business for over 10 years, however, I have a degree in Physical Education, so I have a strong belief in being physically fit and healthy. Saying that, I also believe in being financially secure and feeling good about the future. Wouldn’t it be great to improve your overall wellness? By improving your health, fitness, finance, family, faith, relationships, etc.? It’s not as difficult as you may think.

The holiday season is upon us, so here are some quick money saving ideas:

  1. Live within your means. It’s so easy to do today, because we want the brightest, fastest, shiny-est and best! We live in a microwave society and we want it NOW. Resist the temptation.
  2. Don’t carry debt on depreciating assets. Today shopping, especially online, is so convenient, we tap and it’s ours. Which makes it so easy to make impulsive buys and carry those purchases on our credit cards for months.
  3. Remember the purpose. The holiday season is about friends and family, not about drinking Dom and having steak and lobster every night. Save your cash by spending (time) on what really matters.

I believe when people start to workout and commit to physical activity they feel better and have more energy. The same goes with your financial life, once you start saving money, and understand a little bit as to how to win the game, then you just feel more secure and confident about the future. I would love to hear any comments or questions you may have.


Join us at our next YEGFit Talk where Jarek will be sharing his tips to help you start 2019 stress free and on the right path to financial success. 

Jarek Chin
instagram: @jarekchin